Last updated: April 29, 2026
Retirement Refresh is educational. It is not medical, fitness, financial, legal, or any other kind of professional advice. We curate ideas from credentialed experts, organize them for retired professionals, and point you toward people qualified to help you with the specifics. We are not those people. Always talk to your own doctor, financial advisor, attorney, or other qualified professional before acting on anything you read from us.
The rest of this page covers the legal side in more detail.
Retirement Refresh is a brand operated by Diamond Media Group, LLC, a Michigan limited liability company ("Diamond Media Group," "Retirement Refresh," "we," "us," or "our"). All content published under the Retirement Refresh brand, including the Retirement Refresh newsletter, the website at retirementrefresh.com, any digital products, courses, or programs (including The Refresh Method), bonus materials, social media content, podcasts, videos, and any other communications (collectively, the "Content"), is provided for general educational and informational purposes only.
The Content reflects the personal opinions, experiences, and curated research of the author and is not a substitute for professional advice, diagnosis, or treatment from a qualified professional.
Retirement Refresh discusses topics related to physical strength, exercise, sleep, hormones, cognitive health, nutrition, supplementation, and longevity. None of this content is medical advice and should not be relied upon as such.
The author of Retirement Refresh is not a licensed physician, registered dietitian, currently certified personal trainer, or any other licensed health professional. The author previously held a NASM personal training certification that has since lapsed and is no longer in effect.
You should always:
If you think you may have a medical emergency, call 911 or your local emergency number immediately.
Although Retirement Refresh occasionally references financial, business, tax, estate, legal, or career topics in the context of life design after retirement, none of this content constitutes financial, investment, legal, tax, accounting, business, or other professional advice. We are not licensed financial advisors, attorneys, accountants, or fiduciaries of any kind.
You should consult a qualified professional licensed in your jurisdiction before making any decision based on Content from Retirement Refresh.
Your access to, use of, or interaction with the Content does not create a doctor-patient, therapist-client, attorney-client, financial advisor-client, fiduciary, or any other professional relationship between you and Retirement Refresh or its author.
Retirement Refresh publishes case studies, profiles, and reader stories that may be composites drawn from multiple real individuals, with names and identifying details changed to illustrate the concepts being discussed. Where a real, named individual is profiled, that will be clearly stated.
Composite stories are illustrative and educational. They are not predictive of any individual reader's results.
Any results, transformations, or outcomes described in the Content (whether involving physical strength, sleep, energy, cognitive sharpness, identity, lifestyle, contribution, business outcomes, financial outcomes, or otherwise) reflect individual experiences and are not typical, guaranteed, or predictive of any specific result for you. Your results will depend on your own circumstances, effort, health status, and many factors outside our control.
The Content frequently references and links to articles, podcasts, books, research, products, and resources produced by third parties (including, but not limited to, named experts and writers, academic institutions, clinicians, and other publications).
These references are provided for educational purposes. We do not control, endorse, guarantee, or assume responsibility for any third-party content, products, or services. Reference to a third party does not mean that party endorses Retirement Refresh, and any opinions expressed about a third party are our own.
Retirement Refresh may, from time to time, include affiliate links or promotional references for which we may receive a commission or other compensation if you make a purchase. This compensation never determines what we recommend. We only reference resources we believe are genuinely useful, and we will disclose any material connection where required by applicable law, including under the Federal Trade Commission's endorsement guidelines.
Testimonials and statements from members, readers, or customers reflect the personal experiences of those individuals. They are not paid for, unless explicitly disclosed. Their experiences are not necessarily representative of what any other person will experience and should not be interpreted as a guarantee or promise of any specific result.
You are solely responsible for any actions you take based on the Content. Physical activity, dietary changes, supplement use, hormone-related decisions, sleep interventions, financial decisions, business decisions, and life-design decisions all carry inherent risks. By using the Content, you voluntarily assume all such risks and agree that Retirement Refresh is not responsible for any consequences resulting from your decisions.
To the maximum extent permitted by applicable law, in no event shall Diamond Media Group, LLC, its members, officers, employees, contractors, agents, or affiliates (including the Retirement Refresh brand) be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to personal injury, loss of profits, loss of revenue, loss of data, or loss of use, arising out of or in connection with your access to, use of, or inability to use the Content, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, and whether or not Diamond Media Group, LLC has been advised of the possibility of such damages.
In no event shall the total aggregate liability of Diamond Media Group, LLC arising out of or related to the Content exceed the greater of (a) the amount you paid us, if any, in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
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This Disclaimer is governed by the laws of the State of Michigan, without regard to its conflict-of-law principles. Any dispute arising from or related to the Content or this Disclaimer shall be resolved exclusively in the state or federal courts located in Grand Rapids, Michigan, and by accessing the Content you consent to the personal jurisdiction and venue of those courts.
If any provision of this Disclaimer is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if it cannot be modified, and the remaining provisions shall remain in full force and effect.
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This Disclaimer is in addition to, and works alongside, our [Terms of Use] and [Privacy Policy]. In the event of a direct conflict between this Disclaimer and the Terms of Use, the Terms of Use control.
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